WCPanelIQ
PanelGranted

Maria Alcaraz — ADJ15164001, ADJ15163501

MARIA ALCARAZ, Applicant vs. ADAMS VEGETABLE OILS; CALIFORNIA AGRICULTURAL PRODUCTS SELF-INSURED GROUP administered by LWP CLAIMS SOLUTIONS, INC.; ZENITH INSURANCE COMPANY; INSURANCE COMPANY OF THE WEST, Defendants

ADJ number
ADJ15164001, ADJ15163501
Decision date
Apr 12, 2026
District office
Sacramento
WCJ
—
Claim administrator
LWP Claims Solutions, Inc. (administering California Agricultural Products Self-Insured Group); Zenith Insurance Company; Insurance Company of the West
Commissioners
KATHERINE WILLIAMS DODD, COMMISSIONER, JOSÉ H. RAZO, COMMISSIONER, ANNE SCHMITZ, DEPUTY COMMISSIONER

Injury / body parts: right elbow, left shoulder, left hip, back

LC §5412LC §5909LC §5900LC §112LC §115LC §5301LC §5901LC §5908.5LC §5950LC §5906LC §5908LC §5315LC §5701LC §5911LC §5951LC §5270LC §5275LC §5501.5LC §5902LC §5903LC §5272LC §5952CCR §10995CCR §10605CCR §10914CCR §10803CCR §10615CCR §10305CCR §10320CCR §10330CCR §10205.12

Summary

Applicant Maria Alcaraz claimed multiple cumulative trauma injuries to her right elbow, left shoulder, and left hip/back while employed by Adams Vegetable Oils, which had varying insurance coverage (Insurance Company of the West, then self-insurance via CAPSIG) and prior employment with Chavez Farm Labor Contractors insured by Zenith. A workers' compensation arbitrator (WCA) issued an Amended Findings and Order finding three separate cumulative injuries with distinct dates and deferred the contribution issue between carriers. CAPSIG sought reconsideration, arguing substantial medical evidence showed a single cumulative injury with a section 5412 date of August 2, 2019, outside its coverage period. The Appeals Board found that the arbitration record was incomplete—missing minutes, Volume I of the transcript, pleadings, stipulations, and properly identified exhibits—preventing meaningful review. The Board granted reconsideration and issued a Notice of Intention to rescind the arbitrator's decision unless a complete record per WCAB Rule 10995(c)(3) is filed in EAMS within 30 days plus mailing time.

Issues

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Holding

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Analysis

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Applicant takeaway

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Defense takeaway

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Provider takeaway

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