WCPanelIQ
PanelQMEMed-legalGranted

Varelas, Martina

MARTINA VARELAS, Applicant vs. PALMDALE LODGING ASSOCIATES; ZURICH AMERICAN INSURANCE COMPANY; GREAT AMERICAN INSURANCE COMPANY; EMPLOYERS ASSURANCE COMPANY; SECURITY NATIONAL INSURANCE COMPANY, administered by AMTRUST NORTH AMERICA, Defendants

ADJ number
ADJ13021836
Decision date
Sep 7, 2025
District office
Van Nuys
WCJ
—
Claim administrator
AmTrust North America (administering Security National Insurance Company)
Commissioners
KATHERINE A. ZALEWSKI, CHAIR, ANNE SCHMITZ, DEPUTY COMMISSIONER, KATHERINE WILLIAMS DODD, COMMISSIONER

Injury / body parts: excretory system, reproductive system

LC §5412LC §5313LC §5909LC §5900LC §5950LC §5705LC §3202.5LC §3600LC §5903LC §5952LC §5500.5LC §5907LC §5908LC §5908.5LC §5803LC §5901CCR §10600CCR §10955

Summary

Applicant Martina Varelas filed five consolidated claims against Palmdale Lodging Associates and various insurers for injuries to her excretory and reproductive systems. The WCJ found three industrial injuries (one specific on July 26, 2015 and two cumulative trauma periods) and rejected two other claims, assigning coverage to Security National and Zurich, while dismissing Great American and Employers Assurance from certain periods and setting a section 5412 date of injury of May 1, 2024. Security National sought reconsideration, arguing insufficient evidence of a specific slip-and-fall injury and of the cumulative traumas, and alternatively sought removal to join Zurich. The Appeals Board granted reconsideration on a preliminary basis, finding the WCJ did not sufficiently explain the basis for the injury AOE/COE and liability findings and that the record may not be properly developed. The Board deferred a final decision pending further review of the merits and the entire record.

Issues

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Holding

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Analysis

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Applicant takeaway

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Defense takeaway

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Provider takeaway

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