WCPanelIQ
PanelLienGranted

Difusco, Jillian

JILLIAN DIFUSCO, Applicant vs. HANDS ON SPA; EMPLOYERS COMPENSATION INSURANCE GROUP as administered by EMPLOYERS INSURANCE GROUP, Defendants

ADJ number
ADJ7445107
Decision date
Oct 12, 2025
District office
Van Nuys
WCJ
—
Claim administrator
Employers Compensation Insurance Group, administered by Employers Insurance Group
Commissioners
KATHERINE A. ZALEWSKI, CHAIR, JOSÉ H. RAZO, COMMISSIONER, KATHERINE WILLIAMS DODD, COMMISSIONER, CRAIG L. SNELLINGS, COMMISSIONER, JOSEPH V. CAPURRO, COMMISSIONER, PAUL F. KELLY, COMMISSIONER

Injury / body parts: various body parts, back

LC §52LC §111LC §115LC §5300LC §5301LC §5302LC §5307LC §5500.3LC §5708LC §5709LC §5806LC §5807LC §5813LC §5950LC §5956CCR §10325CCR §10390CCR §10400CCR §10401CCR §10550

Summary

In this en banc decision, applicant Jillian Difusco, a massage therapist who sustained an industrial injury on July 21, 2008, sought to enforce prior awards for home health care services that went unpaid, and made a discovery request asking defendant to disclose underlying insurance coverage, policy limits, excess carriers, and all potentially liable entities pursuant to WCAB Rule 10390 and the Coldiron en banc decisions. The WCJ found that defendant only needed to disclose the name of its insurance carrier and that Rule 10390 superseded Coldiron. The Appeals Board, sitting en banc, rescinded the WCJ's April 19, 2022 F&O, holding that en banc decisions cannot be superseded by regulation, that Coldiron I and II remain binding precedent, and that defendants must disclose all liable entities and insurance policy provisions affecting liability regardless of whether a third-party administrator is involved. The Board returned the matter to the trial level, directing defendant to disclose the requested information, and noted that sanctions under Labor Code section 5813 may be available for noncompliance.

Issues

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Holding

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Analysis

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Applicant takeaway

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Defense takeaway

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Provider takeaway

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