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PanelGranted

Zamudio, Teresa

TERESA ZAMUDIO, Applicant vs. STARCO ENTERPRISES; CALIFORNIA INSURANCE GUARANTEE ASSOCIATION by INTERCARE INSURANCE SERVICES for CREDIT GENERAL INDEMNITY, in liquidation, Defendants

ADJ number: ADJ3301539
Decision date: Dec 11, 2025
District office: Long Beach
WCJ: —
Claim administrator: California Insurance Guarantee Association by Intercare Insurance Services for Credit General Indemnity, in liquidation
Commissioners: KATHERINE A. ZALEWSKI, CHAIR, JOSEPH V. CAPURRO, COMMISSIONER, JOSÉ H. RAZO, COMMISSIONER

Injury / body parts: back, left hip, leg

LC §4600LC §4604LC §4604.5LC §4610LC §4610.5LC §4610.6LC §5307.27

Summary

Applicant Teresa Zamudio sustained an industrial injury to her back, left hip, and leg in 2000, and the parties entered into Stipulations with Request for Award in 2003 referencing AME Dr. Richard Siebold. A dispute arose over whether the 2003 Stipulations bound the parties to submit future medical treatment disputes—specifically home health care—to Dr. Siebold rather than to the statutory UR/IMR process. The WCJ found Dr. Siebold controlling per the original stipulation, and defendant sought reconsideration. The Appeals Board rescinded the WCJ's decision, holding that the plain language of the 2003 Stipulations did not reflect an agreement to bypass UR/IMR and submit all future medical treatment disputes to Dr. Siebold. The Board substituted new findings and deferred all other issues.

Issues

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Holding

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Analysis

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Applicant takeaway

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Defense takeaway

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Provider takeaway

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Similar decisions

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Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.

Full case search with summaries, PDFs, holdings, and filters is included with Member. This block is a decorative placeholder so the page layout is visible without exposing restricted text. Sign in or subscribe to Member to read the complete decision. The panel considered the record, the applicable statutes, and the arguments of the parties. Member is $25/month or $250/year and includes the weekly email digest, full case search, and bookmarks.